Subscription cost calculator
Add up Netflix, Spotify, gym, phone… and see what it adds up to per year and over 10 years.
How it works
Monthly total = sum of prices. Per year = × 12. Over 10 years we also show what that money would have become invested at 5%/yr.
Results are for guidance only and do not replace professional advice.
Worked example
With the default values:
- Subscriptions (name then monthly price, one per line)Netflix 13.49 · Spotify 11.99 · Gym 29.90 · Phone 15 · Cloud 2.99
you get:
- Total per month€73.37
- Per year€880.44
- Over 10 years€8,804.40
- Invested at 5%/yr for 10 years€11,393.06
Frequently asked questions
How does the “Subscription cost calculator” tool work?
Monthly total = sum of prices. Per year = × 12. Over 10 years we also show what that money would have become invested at 5%/yr.
What do I need to enter?
Just fill in: subscriptions. The result updates as you type.
Can you give an example?
Subscriptions (name then monthly price, one per line): Netflix 13.49 · Spotify 11.99 · Gym 29.90 · Phone 15 · Cloud 2.99 → Total per month: €73.37; Per year: €880.44.
Is this calculator free, and is my data private?
Yes. HOD Calc is completely free with no sign-up. The calculation runs in your browser: nothing you type is sent or stored.