Studies

Monthly student budget

Rent, food, transport, going out: see where your month's budget goes.

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How it works

Balance = income − total spending. The chart shows each category's share.

Results are for guidance only and do not replace professional advice.

Worked example

With the default values:

  • Monthly income (parents, job, grant)850
  • Rent420
  • Groceries and meals200
  • Transport35
  • Phone and subscriptions25
  • School (books, supplies)30
  • Going out and fun100

you get:

  • Monthly balance+€40.00
  • Total spending€810.00
  • Rent share49 %
  • Per day (excluding rent)€13.00

Frequently asked questions

How does the “Monthly student budget” tool work?

Balance = income − total spending. The chart shows each category's share.

What do I need to enter?

Just fill in: monthly income, rent, groceries and meals, transport, phone and subscriptions, school. The result updates as you type.

Can you give an example?

Monthly income (parents, job, grant): 850; Rent: 420; Groceries and meals: 200; Transport: 35; Phone and subscriptions: 25 → Monthly balance: +€40.00; Total spending: €810.00.

Is this calculator free, and is my data private?

Yes. HOD Calc is completely free with no sign-up. The calculation runs in your browser: nothing you type is sent or stored.